Bundling means your home (or renters) policy and your auto policy are with the same company and the same agent. For most families in League City it is the easiest way to save, and it makes life simpler when you have a claim.

Why bundling saves money

Insurers give a multi-policy discount because customers with two policies stay longer and file fewer small claims. The discount applies to both policies. How much you save depends on your home, your cars and your record, so we quote it both ways and show you the numbers side by side.

Why bundling is simpler after a storm

Think about a hailstorm that dents your roof and your truck in the same hour. With a bundle you make one call to one agent. Same adjuster process, same deductible logic, same person following up. After Hurricane Beryl in 2024 and the flooding we see most springs, that one phone number matters.

What goes in a bundle

Home insurance (or renters or condo).
Auto insurance for every car in the household.
Optional add-ons: umbrella liability, boat, motorcycle, RV, golf cart.
Life insurance can often be added for another discount.

Who it works best for

Homeowners and renters in League City, Friendswood, Dickinson, Webster, Clear Lake, Pearland, Texas City, Galveston, Kemah and Seabrook who have at least one car. If your home needs TWIA for wind, we still bundle the rest and coordinate the wind policy so nothing falls through the cracks.

How we quote a bundle

You send us your current home and auto declarations pages (a photo is fine).
We match or improve the coverage, not just the price.
We show you bundled and unbundled quotes.
You pick. We handle the switch and any refund from your old carrier.

Ask for a bundle quote

We can usually quote both policies in one visit or one call.

Call or text (281) 724-9864 Request a bundle quote

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Bundle FAQ

Can I bundle renters and auto?
Yes. Renters plus auto is one of the most common bundles for Clear Lake apartment residents.

Will my price go up after the first year?
Rates can change, but bundle discounts stay as long as both policies are active. We review every renewal.

What if my home has TWIA windstorm coverage?
You can still bundle your home policy with auto. The TWIA policy is separate but we manage it with the rest.

Do I lose the discount if I sell a car?
No. The bundle discount is about having two policy types, not the number of cars.